EMIRATES LIVING Buying Guide

1. Purpose to buy: Before you begin you will have to decide on your investment plan. Are you looking to buy as an investment to rent and gain capital appreciation or to live in the property and build equity.

2. Type of property & suitable area: You will have to decide what type of property suits you. A villa or a flat or if it is an investment may be a commercial property. There are many areas in Dubai to choose from but only you know what suits yours and your families needs. You may want to be close to your place of work or downtown or children school or a train station.

3. Registering your interest with us: The next step to finding the right property is to register with us either by calling us on 04 395 1212 or visiting us at our office where you can discuss your property requirements with one of our agents. You can also register your interest online if you are short of time.

4. Workout finances: Before you begin your property search, it is advisable to arrange your finances and, if required, have a mortgage agreed in principle. This will confirm how much money you will have to fund the purchase, which will ultimately influence your property search. Our recommended mortgage broker, John Charcol Middle East has access to the entire market, as well as exclusive deals and rates to help find you the best mortgage available.

5. Finding the right property: Once we have a clear understanding of your requirements you will receive a selection of properties that match your criteria. We can also keep you constantly up-to-date via email and SMS alerts when the latest properties become available.

6. Arranging viewings: We're open at times to suit you, convenient for viewing after work and at weekends. If needed we will chauffeur you to your viewings ensuring you arrive in a relaxed frame of mind and accompany you throughout so that we are on hand to answer any questions immediately and advise where necessary.

7. Make an offer: Once you have identified a suitable property, we can advise you on making an offer on the property. We may be aware of a situation where seller wants to encash his investment and we will be able to get a great deal.

8. Agreeing to buy: Once your offer is accepted by the seller and you wish to proceed, we will prepare a draft agreement to sale as per RERA regulations.

9. Agreement & deposit: You can appoint a solicitor to act on your behalf even though it is not a legal requirement. You can show draft agreement to sale to your solicitors. Once all the parties agree, we sign the agreement to sell and you pay a deposit to be kept in our Escrow.

10. Transfer of ownership: Final stage in buying process is transfer of title deed from seller to the buyer. This happens in Dubai Land department. Your agent will inform you about the transfer fees to be payable at Dubai Lands Department. Congratulations, you are now the legal owner of your property. 
MOVING CHECK LIST
You can follow the below steps to move into a new home.

Step 1 
  • If required, book a professional removal company to help you move.
  • If you are taking your white goods with you book a reliable service firm to prepare them for the move.
  • Sort through all your belongings and sell or give away any unwanted items. 
  • Start collecting plenty of boxes (if the removal company don't provide them) to transport your belongings.
  • Inform all service providers of your change of address, including DEWA, Etisalat/DU, Bank, credit cards etc.

Step 2 
  • Start packing and label boxes clearly. 
  • Start taking down any fitted items that are coming with you (e.g. shelving and pictures etc).
  • If you have any pets arrange a home for them on the day of the move.
  • Start using up any frozen food and buy small supplies until you move.

Step 3
  • Return any borrowed items, such as DVD etc.
  • Cancel deliveries of newspapers, drinking water, milk etc.
  • Organise your plants for the move and make sure they all have proper tubs to transport them in.

Step 4
  • If necessary, defrost and clean the fridge and freezer so it is ready for the move.
  • Pack a box of personal items that will be needed immediately at your new home (e.g. light bulbs, toiletries, kettle etc).
  • Contact your removal company to confirm their arrival time and notify them of any last minute details.

Final step - Moving-out day
  • Organise and set aside any items that you are taking with you so that they don't get loaded on the van by mistake.
  • Disconnect everything from your old property, write down your meter readings and inform your utility companies.
  • Strip beds and pack bedding.
  • Before leaving, double check you haven't left anything behind.
  • Check all windows are closed and doors locked.
  • Hand keys into the estate agent or landlord.
  • Move into your new property.